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Any type of credit card comes with terms and conditions, and prepaid credit cards are no exception. As with any credit, it’s a good idea to read the terms and conditions before you begin to use a prepaid debit card. The first term of any prepaid card is petty obvious–you can’t spend more money than [...]

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Prepaid debit cards are growing in popularity by leaps and bounds. According to the Mercator Advisory Group, in 2011 alone, holders of reloadable prepaid cards put $70.7 billion on those cards, up from $28.6 billion in 2009. For 2012, funds loaded onto prepaid cards are expected to surpass $120 billion.           [...]

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Prepaid Debit Card Offers

Prepaid Debit cards is proud to offer you a selection of the top brand name prepaid debit card and credit card offers. Debit cards are better than cash and are safe and easy to use. Perhaps the only difficult thing about them is deciding which card is the right one for you.  There are literally million of locations worldwide where you can use a prepaid debit card.  Card issuers offer easy ways to add money to the balance of your prepaid cards. You can reload your card at one of thousands of locations near you, and even the internet with most issuers.

Prepaid MasterCard and Visa debit cards are presented as reviews, research and comparison, with direct access to a card's respective online application. This websites is not a bank and does not issue any type of prepaid debit card. The pre-paid cards offer various fees and should be compared before completing applications.

A debit card is not the same financial tool a credit card is. With credit you are essentially borrowing money from a credit line. Debit cards and prepaid cards provide you the ability to use the money you already have, either directly from your bank account tied to the card or funds you have deposited or reloaded with a prepaid card. A Pre-paid card does not help you build credit.

NEW Editor's review: Consider the  mPower card. Read the review.


AccountNow® Prepaid Visa® Card




 

  • $0 Monthly Fee
  • 100% Guaranteed Approval*
  • No Credit Check
  • Free Direct Deposit
  • Now with Purchase Rewards


READYdebit® Visa Prepaid Card




 

  • Instant Account Number
  • Free Credit Score
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • Free Unlimited Purchase Transactions.
  • Free Online Bill Payment & Check Writing
  • No Overdraft Fees or Balance Minimums
  • 100% Guaranteed Approval* - No Credit Checks
  • Choose Your Card Color - Blue or Pink


mPower™ Visa® Prepaid Card




 

  • Fast, easy application – No Credit Checks
  • $10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
  • No Minimum Balance


UPside Visa® Prepaid Card




 

  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking


AccountNow® Prepaid MasterCard®




 

  • 100% Guaranteed Approval* - No Credit Check
  • No Activation Fee
  • Free Direct Deposit and $25 cash back
  • Cash Back on Everyday Purchases


NetSpend® Visa® Prepaid Card




 

  • 100% Approval - No credit check required*
  • Get paid up to 2 days faster with free Direct Deposit*
  • Pay rent, utilities and other bills online or over the phone
  • Track spending with online budgeting tools and alerts to your mobile phone
  • Funds are FDIC insured up to the current coverage limit
  • New - Get rewarded with NetSpend Payback Rewards™


Vision Premier® Visa® Prepaid Card - Simple & Fair




 

  • No credit check required - 100% Approval
  • Simple pricing - only 5 fees
  • No overdraft fees, interest fees or hidden fees
  • Free Direct Deposit
  • Free Online Bill Pay and Credit Builder*
  • Free transactions and customer service*


Pink ACE EliteTM Visa® Prepaid Card




 

  • Portion of your purchase goes to breast cancer awareness and detection
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime AlertsTM - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*


ACE EliteTM Visa® Prepaid Card




 

  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime AlertsTM - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*


NetSpend® Prepaid MasterCard




 

  • 100% Approval - No credit check required*
  • Get paid up to 2 days faster with free Direct Deposit*
  • Pay rent, utilities and other bills online or over the phone
  • Track spending with online budgeting tools and alerts to your mobile phone
  • Funds are FDIC insured up to the current coverage limit
  • New - Get rewarded with NetSpend Payback Reward™

Welcome to Prepaid Debit cards

Let us face a fact, it is very difficult to not have a debit card in this day and age.  If  you need one and have not been able to get one, we have the perfect solution for you.  A prepaid debit card is just like a major debit card except you prepay money on the card.  Now you will be able to make reservations at hotels, motels, car rentals and even airline flights.  You will now also be able to purchasing products online.  Imagine what a change having this card can make in your life!  Now you will have the freedom to live the lifestyle you want. But always remember, you are spending the money you loaded on to the prepaid card, so it is hardly free.

There are many advantages of having a prepaid debit card.  Carrying a debit card can be safer than carrying cash. You also have worldwide access due to our cards being accepted almost everywhere worldwide. In addition to that, you need not have to worry for paying bill of your credit card. You won't even have to pay a debt you have a great advantage with our card.  Did we mention that a person above the age of 18can apply and can be accepted.   You also have the option to upload money over phone or via ATM.

Prepaid credit cards are extensively being used instead of cash bundles. With debit, you can now experience easier banking. It has been proven to be much easier and safer that having cash or a checkbook in your pocket. This text will show you why, by sharing the debit card history. Debit card has a very interesting history. It has definitely changed the way we, as consumers, spend our money. We can now use this small plastic card to pay for everything from our groceries to the clothes that we wear. This gadget works in a way that subtracts the money that you spend using the card, from your checking account. However, the debit card is still a relatively new tool that needs to be discovered even more. Debit cards came after the success of credit cards. In 1978, Seattle’s National Bank was the first one to issue a debit card for executives. Initially, they served as guarantors- they were the ones to ensure that the money that was taken from the bank would eventually be settled. Because of this, checking was not required to make the transactions happen. As a depositor, you would also need to have a large savings account in the bank, which would help prove that you have a good standing in terms of payments and other transactions in the bank. This is because they issued debit cards to only those who had good standing with the bank.

During the year 1984, came the first nationwide use of the debit card through Landmark. They introduced their usage of ATM Machines as a way to reach the global market for debit cards. As technology improved, they were able to devise a system that allowed the machines to directly get money from the owner’s checking account without having to go to banks. Because of this, a lot more customers were able to enjoy the use of debit cards as a tool to spend and pay for their expenses. Debit cards then started gaining popularity among the common people. By the year 1998, the advantages of using debit cards had been known around the world. It made banking transactions easier for the consumers because they did not have to carry a lot of cash after each transaction. Also, almost all of the stores in United States started using debit card readers by that time. It had been safer for the customer because the store management would be able to track down the usage of the card, and prevent anyone who would make fraudulent transactions using the card in case it is stolen. As time goes by, it has eventually led to a time when people do not require paying in cash anymore. It is done via internet which allows the consumer to keep track of his or her spending, and therefore control it if necessary. This is why debit card is really a great invention that provides ease and safety of use. Forget about heavy wallets- thanks to debit cards. The possibilities of how and where you can use a prepaid card is literally endless.  Imagine being on vacation and never having to worry about having to carry cash.   No matter where you are having our card with you is easy and convenient to use.  Now you don’t have to worry about going into a restaurant or a store any more. You can go to the movies, but clothes or even have a dinner at a new place to eat while watching the sunset on the ocean.  You can even plan and pay for your vacation with our prepaid debit card.  Just use your imagination of where you want to go and what you want to do. Then just enjoy the conveniences having our card will bring to you and your family.