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Direct Deposit and Prepaid Credit Cards

Written for Prepaiddebitcards.net by Amanda Handley: Direct deposit is one of the simplest ways to add money to your prepaid credit card. When you choose to incorporate direct deposit into your routine, you are enabling your paycheck or other government benefits to be deposited onto pre paid debit cards.             [...]

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Benefits of Prepaid Cards

Prepaid debit and credit cards are gaining popularity because they are convenient, safe and accepted almost everywhere. A major benefit of the prepaid debit card is that the user will never receive a bill or owe a debt due to card usage. Holders of secured prepaid credit cards may receive a bill to pay so [...]

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Prepaid Credit Card Usage on the Rise with Consumers

By Amanda Hanley for PrepaidDebitCards.net Secured and prepaid credit cards are generally marketed to the consumers who do not have a substantial credit history to qualify and receive a typical credit card. In previous years, prepaid cards were not seen in a positive light. Without the ability to help build one’s credit, no safeguards if [...]

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Debit Card Fees Explained

By Amanda Handley, http://prepaiddebitcards.net Debit card fees can be very confusing. When it comes to bank issued debit cards and prepaid credit cards, it is important to understand all of the possible fees to avoid spending more money than is absolutely necessary. Choosing the right card can help to eliminate many of these fees as [...]

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A Brief History of the Debit Card

In 1966 the debit card was established, and since that time banks have found plenty of ways to charge businesses and customers for using the service to access their own money. According to the Kansas City Federal Reserve, in 1966 the first debit card was placed on the market by The Bank of Delaware.   [...]

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Prepaid Credit Card Comparisons and Insider Tips

The Prepaid Credit Cards website, located on the Internet at PrepaidDebitCards.net, has released its updated list of prepaid card reviews, comparisons and tips for January 2012. According to Eric Oz, the site’s managing Editor, this new list has been compiled following a year of research into all prepaid credit cards available in today’s market, which [...]

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Proposed Prepaid Card Legislation Favors Consumers

Prepaid debit cards are available from numerous sources and marketed toward groups of specific users, including students and online shoppers. They are handy for those who cannot get a credit card or a checking account. As recently pointed out by Senator Robert Mendez of New Jersey, the cards come with a number of fees and [...]

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What Are Pre-paid Gift Cards?

The traditional gift card comes with a bit of risk for the gift-giver. They are restrict the choices of the card receiver, to the limited offerings in a certain store or restaurant. Pre-paid gift cards are a solution that takes the risk out of gift card giving, while placing all of the decision-making on the [...]

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What are Prepaid Credit Cards?

Prepaid credits cards are similar to a credit card because they are used in a similar manner, in the form of credit. However, prepaid credit only allows a credit limit that is placed on the card as a means of a security deposit that the user uploads prior to use, rather than a traditional line [...]

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What are Debit Cards?

Debit cards are items that electronically store coded information that allows for the transfer of funds between payment systems and financial institutions. When a debit card is used at a location, such as a store or restaurant, the card is wiped through a reader, the reader then sends a request for information about the user’s [...]

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