Prepaid Card Choices

When selecting a prepaid card, it’s important to know what you’re getting into. We all know that prepaid debit cards and prepaid credit cards offer a safer alternative to the old school, traditional credit cards, which put your financial future at risk, and debit cards, which require a bank account and often lead to your paying overdraft fines and a monthly fee just for the privilege of using the card. All the same, if you don’t do the research, you may get burned.

The wrong prepaid card is really no better than the wrong credit card. While ultimately safer in many ways, some prepaid cards do carry with them various fees and charges, so you need to know what you’re getting into. Would you rather pay monthly fees for a refillable card, or buy a few disposable cards a year? Would you rather use a prepaid debit card or a prepaid credit card, which requires a deposit and allows you to rebuild credit?

Before getting a card, you should know what choices you have available to you.

If you want to make sure that you know what you’re getting into, go to and check out their reviews of the top prepaid debit cards. Even if these cards are inherently safer than traditional credit and debit cards, the fact remains that you should never make any kind of financial commitment without knowing exactly what you’re getting out of the deal. Read the reviews of more than ten of the top prepaid debit cards, see which one is for you, and go from there, because there’s no sense jumping into the deep end without knowing what you’re getting into.

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